Privacy Policy for Paisakmao
Welcome to Paisakmao! Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application (Paisakmao) and related services. Please read this Privacy Policy carefully.
By using the Paisakmao app, you agree to the practices described in this policy. If you do not agree with the terms of this Privacy Policy, please do not use the app.
1. Information We Collect
a. Personal Information
- • Full Name
- • Email Address
- • Mobile Number
- • Date of Birth
- • Gender
- • Address
b. KYC Information
- • Government-issued Identification Documents (e.g., PAN card, Aadhaar card, Passport)
- • Photographs and Selfies for identity verification
- • Utility Bills or other Proof of Address
c. Lead Generation Data
- • Employment Details
- • Income Information
- • Banking Details (if required for specific services)
d. App Usage Data
- • Device Information (e.g., model, operating system, device identifiers)
- • IP Address
- • Location Data (if enabled)
- • Browsing Behavior within the app (e.g., viewed pages, clicks, etc.)
e. Transaction Data
- • Earnings
- • Conversion Details (e.g., successful lead transactions)
- • Withdrawal Requests and Payment Information
2. How We Use Your Information
a. To Provide and Manage Our Services
- • Authenticate users during sign-up and login
- • Verify KYC for security and regulatory compliance
- • Allow users to earn money by converting leads
- • Provide personalized recommendations for financial products such as credit cards, SIPs, and loans
b. For Communication
- • Send account-related notifications
- • Inform users about new offers, promotions, or updates
- • Respond to user inquiries and provide support
c. For Lead Generation and Conversion
- • Share user data with our partner companies to facilitate requested services (e.g., applying for a credit card)
- • Track lead conversions and earnings
d. For Analytics and Improvements
- • Analyze user behavior to improve app functionality and user experience
- • Monitor and prevent fraudulent or unauthorized activities
3. Sharing of Information
a. With Service Providers and Partners
We share user data with our trusted partners and service providers to:
- • Process KYC verification
- • Offer financial products and services like credit cards, insurance, and loans
- • Provide customer support and manage user leads
b. For Legal and Regulatory Requirements
- • To comply with legal obligations
- • To protect the rights, property, or safety of Paisakmao, its users, or the public
c. Business Transfers
In the event of a merger, sale, or acquisition of Paisakmao, your information may be transferred to the new entity.
4. Data Security
We take appropriate measures to protect your personal information from unauthorized access, disclosure, or misuse. These include:
- • Encryption of sensitive data during transmission
- • Secure servers and databases
- • Regular security audits and updates
However, no system can guarantee 100% security, and you acknowledge and accept the inherent risks.
5. Your Rights and Choices
a. Access and Correction
You can access and update your personal information through your account settings.
b. Data Deletion
You can request the deletion of your account and associated data by contacting us at Support@paisakmao.in. However, certain data may be retained to comply with legal obligations.
c. Opt-Out
You can opt out of receiving marketing communications by following the unsubscribe link in our emails or contacting us directly.
6. Third-Party Services
Our app may contain links to third-party services and websites. We are not responsible for the privacy practices of these third parties. We encourage you to read their privacy policies before providing any personal information.
7. Children's Privacy
Our app is not intended for use by children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child without parental consent, we will take steps to delete it.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the "Effective Date" will be updated. Continued use of the app after changes are posted constitutes your acceptance of the updated policy.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or the handling of your data, please contact us at:
Paisakmao Support
Email: Support@paisakmao.in
Phone: ++91 73472 23470